Las Vegas, Oct. 24, 2016 — Once again, FactorTrust, The Alternative Credit Bureau, is taking an industry lead in helping consumers get the credit they deserve. The company announces today from Money 20/20 the launch of a pilot program of its new consumer-focused product, CreditClimber (www.creditclimber.com). CreditClimber enables consumers to assist in improving their CreditClimber credit score by linking monthly bill payment data (such as mobile phone, utilities, cable/satellite) and considering a person’s effort and actions to increase his/her financial literacy in order to provide lenders with a clearer view of their creditworthiness.