San Mateo, Calif., and Munich, Germany, Dec. 19, 2016 – Token, Inc., a crypto-payment software provider that enables Banks to establish dominance in the digital transactions market, and Fidor AG, the software and services provider of banking solutions for the financial, telecom and retail industries, today signed a Memorandum of Understanding (MOU). This MOU will see Token’s software made available within Fidor OS, Fidor AG’s digital banking and open community middleware solution, enabling Banks to offer secure digital payment services to third parties.