San Francisco, Calif., Nov. 10, 2016 — With the October 2015 migration to the EMV chip card standard now a year in the rearview mirror, many small retailers are still struggling with where to make point-of-sale upgrades to keep up with the rapid explosion in consumer payments choices. Today, Javelin Strategy & Research released The Future of Point-of-Sale: Strategies to Meet Small Retailers Evolving Needs, which examines the current state of POS usage and EMV compliance among small retailers, as well as the adoption of various features like NFC, mobile wallet and cloud applications.