Verdict:
SME accounting firm Xero has joined forces with digital payments firm Stripe to allow their users access to Automated Clearing House (ACH) bank transfers. For making ACH transfers, users need to log in to their Stripe account through the payment settings in the Xero dashboard. Users then need to connect the system to an invoice that will enable the “Pay Now” button to be sent to customers. Stripe creates unique bank account details for a specific invoice to maintain privacy of the sender’s data, while Xero matches the processing fee and payment.
Source